Your mortgage lending business starts here
Unlimited free mortgage leads, training, and proprietary software
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What makes working with The Mortgage Calculator different?
We are a Non-Delegated Correspondent lender with the tools to empower loan officers to scale their business exponentially, instantly!
Whether company leads or self-generated leads, we believe that every Loan Officer needs a full pipeline to succeed. We empower all our Loan Officers to fill their pipeline daily with new company leads, or use our lead generating CRM to create their own leads!
Non Delegated Correspondent with Over 112 Approved Lenders and Investors!
As a Non Delegated Correspondent Lender we have the best of all business models as we can both offer Brokered and Correspondent loans for our borrowers! We have over 5,000 Loan Programs as a Lender with our 32 Correspondent Investors for the best pricing and programs. If we need to find a special home for an outside the box loan we have over 80 Wholesale Lenders we have partnered with for brokered loans! Every loan request we receive we ensure we have a program that fits!
Fully Integrated POS, CRM & LOS - Single Login with All Services Integrated
Our software was built for us, by us! Instantly take your prospect from a simple website inquiry to live quotes, customer completing the 1003, pulling credit, and all liabilities set for you in Encompass without lifting a finger! One login for LOs and one login for Customers start to finish. Our custom software has API integrations with Encompass, Optimal Blue, CIC Credit, Meridian Link, Accountchek, Appraisal Works, Google AI, VOIP Phone, Email, SMS, MMS, DNC, Google Maps, Zoho, SignRequest, Zillow, Public Tax Data, DU/DO, LP, Zapier and more!
Remote Learning Center & Daily LIVE Trainings
Attend classes any time in our remote training center to add new lead sources to your pipeline or get approved for a new loan type for company leads! Get LIVE support M-F 10AM-6PM EST and LIVE weekly trainings! Search our integrated knowledge center with thousands of articles and videos from our admins and partners.
And much more!
- Ability to Close DSCR Business Purpose Loans in over 44 Total States!
- Unlimited daily leads at 50/50 split
- Refer Deals to Senior LOs for 75BPS
- Lead Support - Set Your Own Lead Campaigns
- Lead Webhook - Import Leads from Anywhere via Zapier
- No Monthly Fees
About The Mortgage Calculator
Learn more about what makes working as a loan officer for The Mortgage Calculator the right choice. Listen to founders Nick and Kyle Hiersche, along with Jose Gonzalez, talk about how The Mortgage Calculator platform works, from getting started with receiving leads all the way to getting documents signed and closing loans.
Our Compensation Plans
Senior Loan Officer
Your commission
200BPS
200 BPS on Conventional/NonQM (2%)
100 BPS on Company Leads Conventional/NonQM (1%)
- Everything in Loan Officer Plus:
- Receive Referral Leads from Team Loan Officers
- Unlimited Access to All Lead Sources at 50/50 Split
- Team Leader Upgrade (+15 BPS)
- Branch Manager Upgrade (+25 BPS)
* 6 Loans Closed to Upgrade to Senior MLO
Loan Officer
Your commission
150BPS
150 BPS on Conventional/NonQM (1.5%)
75 BPS on Company Leads Conventional/NonQM (.75%)
- Everything in Junior Loan Officer Plus:
- Unlimited Leads at 50/50 Split
- Access to Live Click to Claim Leads
- Refer Deals to Senior LOs for 75BPS
- Licensed in 24 States for Primary/Second Homes
- Originate in 20 Additional States Business Purpose!
* 1 Loan Per Month Minimum Production
Junior Loan Officer
Your commission
75BPS
75 BPS (.75%) for Referrals to Senior Loan Officers
- Your Plan Includes:
- Free Proprietary CRM/POS/LOS Software
- Access to Leads in Auto Dialer
- Refer Deals to Senior LOs for 75BPS
- No Minimum Production Requirements
* No Minimum Production Requirements
The Mortgage Calculator NMLS Licensed States
Trusted Partners
